Who Owns
the Gaff?
Explore companies

Financial services

Halifax

Profile reviewed

Halifax: Lloyds Banking Group plc is the brand group identified in the reviewed disclosures. [1][2][3]

01 / Behind the name

Who owns Halifax?

Group ownership identified; shareholder structure not fully verified [1][2][3]

  1. 01
    Brand group

    Lloyds Banking Group plc [1][2][3]

    As reported · 27 Sept 2026

The listing snapshot still uses Halifax. Lloyds Banking Group announced the transition of Halifax branding to Lloyds from July 2026; this does not imply a sale to a different group. [1][2][3]

Explore Lloyds Banking Group plc

Owner & brand overview

02 / On the map

Where is it based?

Group headquarters
Not yet verified [1][2]
Parent incorporated in
Scotland [5]

Headquarters, incorporation and tax residence describe different things. A headquarters address does not tell you where all of a company’s tax is paid.

Follow the investment

Investors in Halifax

Investor disclosures found

Selected investor disclosures have been found. Each names the held entity, basis and date; the complete investor register remains outside this review. A stake in a parent or operating company is shown against that entity. Dates refer to each disclosure and can differ from the profile review date. Evidence links are included with each record.

Equity ownership

Government Pension Fund Global

Held entity · Lloyds Banking Group PLC

3.27%

Holdings snapshot ·

Norway's sovereign fund, managed by Norges Bank Investment Management. The percentage is equity ownership in the named listed issuer, rounded as published. Linked brands can be subsidiaries or portfolio businesses; this is not a direct brand stake or a complete shareholder list.

Evidence · 2 sources

Explore investor coverage

03 / The figures, with context

What does it report in UK tax?

Lloyds Banking Group's consolidated tax payments and refunds are not split by country. The UK accounting tax charge and disputed group-relief payment, whose disclosed exposure includes interest, are not a separately verified net UK cash figure. The parent-group payment is not attributable to Halifax alone. The consolidated cash-flow statement reports GBP 2,305m tax paid and GBP 200m tax refunded in separate 2025 lines. This observation records the gross payment, before the refund, not a net amount or a Halifax-only or UK-only payment.

United KingdomYear ended 31 December 2025

UK corporation tax paid

Not separately disclosedCash payment

Lloyds Banking Group plc multinational consolidated group
Period ending 31 Dec 2025

Lloyds Banking Group's consolidated tax payments and refunds are not split by country. The UK accounting tax charge and disputed group-relief payment, whose disclosed exposure includes interest, are not a separately verified net UK cash figure. The parent-group payment is not attributable to Halifax alone. [5]

Consolidated groupYear ended 31 December 2025

Group gross income taxes paid

£2.3bnCash payment

Lloyds Banking Group plc multinational consolidated group
Period ending 31 Dec 2025

The consolidated cash-flow statement reports GBP 2,305m tax paid and GBP 200m tax refunded in separate 2025 lines. This observation records the gross payment, before the refund, not a net amount or a Halifax-only or UK-only payment. [5]

These figures have different scopes. They should not be added together or used as a like-for-like tax ranking.

Understand the measures

04 / Check our working

The public record.

Primary sources used in this profile. Company disclosures are attributed to the company; inclusion is not an independent audit.

  1. 01
    Company disclosure: corporate identity and ownership (opens in a new tab)

    lloydsbankinggroup.com · Corporate identity, ownership and location disclosure; see the profile for the scope and remaining gaps

    Accessed 27 Sept 2026
  2. 02
    Halifax rebranding announcement (opens in a new tab)

    lloydsbankinggroup.com · Corporate identity, ownership and location disclosure; see the profile for the scope and remaining gaps

    Accessed 27 Sept 2026
  3. 03
    Westfield London retailer listing: location and trading name (opens in a new tab)

    westfield.com · Corporate identity, ownership and location disclosure; see the profile for the scope and remaining gaps

    Accessed 27 Sept 2026
  4. 04
    Lloyds Banking Group plc (SC095000): company overview (opens in a new tab)

    Companies House · Legal name, company number, domestic company type and incorporation. UK registration does not establish headquarters or tax residence; a constituent jurisdiction is not inferred from a registered-office address.

    Accessed 30 Sept 2026
  5. 05
    Lloyds Banking Group plc multinational consolidated group: filed accounts, year ended 31 december 2025 (opens in a new tab)

    Companies House · Consolidated cash-flow statement, PDF p.219 (printed p.217); separate UK and foreign accounting tax charges, PDF p.254; disputed group-relief payment, PDF p.256; explicit incorporation jurisdiction, PDF p.303

    Accessed 30 Sept 2026